"No, I don't thank you for the fish at all" (notindetroit)
11/04/2014 at 20:41 • Filed to: health insurance advice
0
3|
"No, I don't thank you for the fish at all" (notindetroit)
11/04/2014 at 20:41 • Filed to: health insurance advice | 0
| 3 |
So a while ago I posted about !!!error: Indecipherable SUB-paragraph formatting!!! related to when I was hospitalized (specifically regarding the ambulance ride it turns out) and they wanted me to mail an explanation of benefits and a check for about a thousand dollars. After listening to your advice I finally got a chance to contact the insurance company, and they told me that I don't need to worry about it - that just after the company who sent the bill and the EoB request got the invoice, they sent them stuff of what they're going to cover and that I'm going to receive further instructions in the mail. They specifically told me I don't need to send any EoB or a check until I receive said instructions and follow them.
!!! UNKNOWN CONTENT TYPE !!!
Well it's been a few days until said letter from the insurance company was supposed to arrive and now I'm wondering what to do. Should I just hang tight and wait for the letter from the insurance to come in? Because I'm worried if maybe they'll put a lien on the bill or something.
Mr. Ontop, No Strokes, No Smokes...Goes Fast.
> No, I don't thank you for the fish at all
11/04/2014 at 20:47 |
|
Even after you get the bill, contact the hospital and try to negotiate a lower price. If you have cash, they will settle for quite a bit less. Don't know about the ambulance company, those run independently of the hospitals, but you could ask. The worst thing they could do is say "no."
davedave1111
> No, I don't thank you for the fish at all
11/04/2014 at 20:51 |
|
Does the original letter not give a time limit to respond? That shouldn't apply anyway, from what you've said, but as long as you're inside it, you're definitely safe.
If in any doubt, I'd say contact the biller and ask. I have no experience with US customer services, but I wouldn't expect them to be aggressive about pursuing the debt at this point.
area man
> No, I don't thank you for the fish at all
11/04/2014 at 20:59 |
|
first off, don't worry about the delay in payment - sometimes the negotiations between the provider and insurance company can drag out for months, so they're not expecting anything immediate. Every insurance plan is different, but with mine I get a bill from the provider, then like a few weeks later I get a letter from my insurance with a check attached that I pass along to the provider. When it doesn't cover the full bill, they usually just take the check and call it even, but sometimes they'll come after you for the full amount and you can go back to your insurance company and appeal for the rest.